Funda kabanzi Ngama-Cryptocurrensets

Funda kabanzi Ngama-Cryptocurrensets

Umthombo wesithombe: I-SoFi.com

Ama-cryptocurrensets ayindlela yemali edijithali, okusho ukuthi ingeyedijithali kuphela - ayikho imali ekhokhwayo noma ibhili ekhishwayo. Ziyindlela yokushintshanisa izimpahla nezinsizakalo. Njengohlelo lwemali yontanga, cryptocurrencies awadingi abalamuli ngaphambi kokuthi adluliselwe phakathi kwabantu. 

Bitcoin, i-idijithali yemali yokuqala nekhulu kunayo yonke eyenziwe yimakethe yemali yasungulwa ngemuva kwenhlekelele yezezimali ka-2008. Impahla ehloniphekile ye-crypto yenziwa ngumuntu ongaziwa noma iqembu labantu elingaphansi kwegama lomgunyathi uSatoshi Nakamoto. 

Kunedlanzana lama-cryptocurrensets laphaya, okwenziwa okuningi nsuku zonke, kepha iBitcoin (BTC), i-Ethereum (ETH) neTether USD (USDT) yizi-cryptocurrensets ezi-3 eziphezulu kakhulu ezikhona. Selokhu kwavela ukugqama, izimpahla ze-crypto bebelokhu bethola intshisekelo enkulu - beheha bobabili abathengisi nabadlali bezikhungo. 

Namuhla, abathengisi abaningi nezindlela zokukhokha zamukela izinkokhelo ze-crypto - kusiza izinkokhelo ezilula nezilula zezimpahla nezinsizakalo. Yize amazwe amaningi engenayo indawo ethambile yokungena crypto, i-blockchain, ubuchwepheshe obusisekelo be-cryptocurrensets buthole ukwanda kokutholwa ezizweni zonke.  

Ama-cryptocurrensets avikelekile nge-cryptographic ileja ubuchwepheshe obubiziwe blockchain okwenza kube nobufakazi obuphazamisayo futhi obungaphenduki. I-Bitcoin ixazulula enye yezinkinga ezinkulu ezihambisana nemali edijithali - inkinga yokusebenzisa kabili. Ngokuphambene nohlelo lwemali lwendabuko, ama-cryptocurrensets akhishwa yinoma yimuphi umzimba ophakathi, ngakho-ke akhululekile ekulawulweni okuphakathi nasekukhohlisweni. 

Ekugcineni, amelana nokuvinjelwa futhi awakwazi ukuvalwa ngoba iningi lawo liphansi. 

Imakethe ye-Cryptocurrency

Ama-cryptocurrensets yiwo kuthengiswa kungaba ekushintshaneni okuphakathi noma okwabelwe indawo. Ukushintshana kwe-Crypto njengamanje bangabanikeli abaphambili bokwenza ama-cryptocurrensets ngenkathi ama-exchanges aphakathi nendawo enza i-akhawunti yamaphesenti amakhulu wevolumu ephelele yama-cryptocurrensets athengiswa kuzo zonke izingxoxo. 

Ukuhwebelana okuphakathi (CEX) isebenza njengemakethe yesitoko yendabuko enephuzu elilodwa lokulawula. Njengokushintshanisa okutholakala kakhulu futhi okusebenziseka kalula, ukushintshaniswa okuphakathi nendawo kunempikiswano njengoba ama-cryptocurrensets athathwa njengabekwe eceleni ngomhlangano. 

Umbono we-centralization usho ukuthi umuntu wesithathu noma umuntu ophakathi uqashiwe ekwenzeni ama-cryptocurrensets asebenzayo. Abahwebi noma abasebenzisi babeka imali yabo ekunakekelweni komuntu ophakathi njengoba benza ukuthengiselana kwansuku zonke. Ekushintshaneni okuphakathi, ama-oda ayenziwa off-uchungechunge

Ukushintshaniswa okunwebekile (Ama-DEX) ngokuhlukile aphikisana ngqo nozakwabo abaphakathi. Ukuthengiselana ku-DEX kuyenziwa ku-chain (ngenkontileka ehlakaniphile), ngamanye amagama abasebenzisi noma abathengisi abazethembi izimali zabo ezandleni zomuntu ophakathi noma owesithathu. Yonke i-oda (okwenziwayo) lishicilelwa ku-blockchain - okuyiyona ndlela esobala kakhulu yokuhweba nge-cryptocurrency. 

Okuwukuphela kwento ebuyayo ekushintshaneni okwenziwe ezindaweni ezithile ukuthi kungaba yinkimbinkimbi kancane kuma-newbies angahle abe nesikhathi esinzima sokuhamba ngokushintshana. Kodwa-ke, i-DEX yesizukulwane esisha efana ne-Uniswap, Sushiwap seyenze lula le nqubo. 

Bathumela ama-Automated Market Makers (AMM) ukufaka esikhundleni somqondo wama-Order Books. Kumqondo wemodeli ye-AMM, azikho abenzi noma abathathi, abasebenzisi kuphela abenza ukuhweba. Njengoba sekushiwo, ama-DEX asuselwa ku-AMM asebenziseka kalula. Zisetshenziswa kahle futhi zihlanganiswe kakhulu kuzikhwama ezinjenge Trust Wallet, I-MetaMask futhi ImToken

Izimayini ze-Cryptocurrensets

Ama-cryptocurrensets amaningi afana neBitcoin amaminerali. Ukumayini kuyinqubo okwenziwa ngayo ukuthengiselana okusha kwe-cryptocurrency futhi amabhlogo amasha afakwa ku-blockchain. Abavukuzi bathola izikhuthazo zokuqinisekisa ukuthengiselana noma ukufaka amabhlogo amasha ku-blockchain. Lokhu inqubo yokuncintisana, amathuba okumba ibhulokhi kuncike kakhulu ku- amandla e-hashing kwikhompyutha yomvukuzi. 

Kwenethiwekhi yeBitcoin, umvuzo we-block njengamanje ama-bitcoins ayi-6.25. Ngebhulokhi ngalinye elimbiwe, umvukuzi owengeze ibhulokhi uzothola ama-bitcoins angu-6.25. Imivuzo iyaqhubeka nokuhhafu njalo eminyakeni emine emcimbini omkhulu obizwa I-Bitcoin Halving. Isigamu sokugcina senzeke ngoMeyi 11, 2020, kunciphisa umvuzo kusuka kuma-bitcoins ayi-12.5 kuya kuma-bitcoins ayi-6.25. 

Ngaphezu kwemivuzo yezimayini etholakele, abavukuzi baphinde bathole imali ekhokhwayo yokuthengiselana ekhokhwa abasebenzisi ngenkathi bethumela, bethengisa ama-cryptocurrensets. Imali enjalo ingahle isuke kumasenti ambalwa iye kumadola ambalwa. 

Amakhomphyutha wezimayini athatha ukuthengiselana echibini lokuthengiselana okulindile, bese eqhuba isheke ukuqinisekisa ukuthi umsebenzisi unemali eyanele yokuqedela ukuthengiselana kanye nesheke lesibili ukuqinisekisa ukuthi ukuthengiselana bekugunyazwe ngokufanele. 

Uma kwenzeka umsebenzisi onjalo engenazo izimali ezanele zokukhokhela izindleko zokwenziwayo, umsebenzi ungabuyela emuva kubasebenzisi njengokuthengiselana okuhlulekile. Abavukuzi banamathuba amaningi okuthi bathathe ukuthengiselana ngezimali ezinkulu zokuthengiselana. Kungakho-ke kujwayele ukuthathwa kanjalo 'lapho kukhulu imali ekhokhwayo, kushesha ukwenziwa kokuthengiselana'. 

Izimali zemali ze-idijithali yemali

Abasebenzisi be-Cryptocurrency banenketho yokukhetha phakathi kwe-inthanethi, okungaxhunyiwe ku-inthanethi noma izikhwama zehadiwe. Kuncike ekukhetheni okwenzayo ukuxazulula isikhwama semali esinezici eziphephe kakhulu kulungile. Yize izikhwama ezingaxhunyiwe ku-inthanethi neziku-inthanethi zikhombisile ukuthi zivikelekile, izikhwama zehadiwe ziyaziwa ukuthi zinikeza ukuphepha okuphezulu kakhulu kwempahla yakho yedijithali.  

Ama-wallet aku-inthanethi ngokuvamile akhululekile, asebenziseka kalula futhi atholakala kalula futhi ngenxa yalokho, yizikhwama ezisetshenziswa kakhulu embonini ye-crypto. Ngasikhathi sinye, yibona abasengozini enkulu phakathi kwezinhlobo ezahlukahlukene zezikhwama ze-crypto. Eduze kwe- isikhwama semali, isikhwama esingaxhunyiwe ku-inthanethi sinikeza ukuphepha okungcono kakhulu kwempahla yakho ye-crypto. 

Uma usebenzisa isikhwama se-cryptocurrency okokuqala ngqa, ukunamathela esikhwameni esivikelekile kodwa esisebenziseka kalula kufanele kube yinhloso yakho yokuqala. Ngokuvikeleka okuphezulu, ama-Hardware Wallets anjenge ULedger Nano X Kunconywa ngochwepheshe. 

Yenza isipele izikhwama ze-crypto inqubo ebalulekile ekuphathweni kwezimpahla ze-crypto eziphephile. Uma kwenzeka ulahlekelwa yizikhwama zemali, izimali zingabuyiselwa kalula esikhwameni esisha kusetshenziswa okhiye abayimfihlo noma amagama wokungena atholakala emuva. 

Luzuzisa Kanjani Utshalomali lwe-Crypto?

Ama-cryptocurrensets athathwa njengezimpahla ezinokuguquguquka okukhulu, futhi ngenxa yalokho angaphansi kokushintshashintsha kwamanani amakhulu. Ngokombono, ukutshalwa kwezimali okunobungozi obukhulu kusho imivuzo ephezulu, lokhu kuyiqiniso nakuma-cryptocurrensets. Uma kungenzeka kube nokubi, ukulahleka okutholakele kungaba kubi kakhulu. Kungakho abeluleki bezokutshalwa kwezimali beshumayeza 'Ungalokothi utshale imali ongazimisele ukulahlekelwa yiyo nganoma yisiphi isikhathi esithile.' 

Amathuba wokukhuphuka awapheli, iBitcoin ibithengisa cishe amaRandi ayi-1000 ekuqaleni kukaSepthemba ngo-2020 futhi namuhla ihweba ngaphezu kuka- $ 19k. Ngama-cryptocurrensets angaphezu kuka-6000 laphaya, kudinga ukuhlaziywa okuningi ukukhetha uhlamvu lwemali oluhle noma ithokheni elinamandla aphezulu aphezulu. Kodwa-ke, amathuba okuthola inzuzo emakethe yezinkunzi ahlala ephezulu ngoba, njengoba i-aphorism ethandwayo ihamba, "Igagasi elikhulayo liphakamisa zonke izikebhe".